Senate · Roll call 153 · March 27, 2025
A vote to pass S.J.Res. 18, which would overturn a Consumer Financial Protection Bureau rule on overdraft lending by very large financial institutions.
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- Question
- On the Joint Resolution
- Bill
- S.J.Res. 18, A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
How each party voted
Most Democrats voted No (45 of 45).
Most Republicans voted Yes (52 of 53).
Party-line vote: most Democrats and most Republicans voted on opposite sides.
President's positions
The President's position: wanted a Yes vote
“The Administration supports passage of S.J. Res. 18, a joint resolution providing for congressional disapproval of the rule issued by the Consumer Financial Protection Bureau (CFPB) on December 30, 2024, relating to “Overdraft Lending: Very Large Financial Institutions.” This rule, issued as a midnight regulation in th…”
Source: White House statement on the bill · Checked against the statement (AI-assisted)
About this vote
Under the Congressional Review Act, Congress can overturn a federal agency's rule by passing a joint resolution of disapproval. This resolution would nullify the Consumer Financial Protection Bureau rule on overdraft lending by very large financial institutions, published on December 30, 2024. The resolution passed the Senate.
This summary was drafted and checked with AI (Claude) using only the official record of the vote. Report an error
Summary by the Congressional Research Service
This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Overdraft Lending: Very Large Financial Institutions and published on December 30, 2024.
How each member voted
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